Protection That Never Sleeps
Full-Spectrum Insurance Advisory | Life, Health, General & Corporate Lines | 30+ Insurer Partners
Comprehensive insurance advisory across life, health, general, and corporate lines — partnered with all leading insurers in India. We do not just sell policies; we analyse your existing coverage gaps, optimise premiums across insurers, structure the right sum assured, and stand by your side at every claim — from first notification to final settlement.
30+Insurers
INSURANCE PARTNERS
Life &Non-Life
FULL SPECTRUM
CorporatePlans
GROUP & EMPLOYEE
ClaimSupport
END-TO-END
Life Insurance
Term Insurance
Pure protection at the lowest possible premium — the cornerstone of every financial plan. Covers income replacement, liabilities, and family financial security.
Unit Linked Plans (ULIP)
Market-linked investment with embedded life cover. Dual benefit of long-term wealth creation and life protection with tax efficiency under Section 80C / 10(10D).
Endowment & Money-Back
Guaranteed savings with life cover — disciplined wealth creation with defined maturity benefits and periodic liquidity through survival benefits.
Whole Life Insurance
Lifetime coverage with cash value accumulation — ideal for legacy planning and wealth transfer to the next generation.
Annuity & Pension Plans
Guaranteed income for retirement — immediate or deferred annuities ensuring you never outlive your money.
Group Life (Corporate)
Employer-funded or voluntary group term life cover for employees — affordable mass protection with simple administration.
Health Insurance
Individual & Family Floater
Comprehensive hospitalisation cover for individuals and families. Cashless at 10,000+ network hospitals across India.
Senior Citizen Health
Specialised plans for ages 60+ with higher sum assured options, pre-existing disease cover, and co-payment structures.
Critical Illness Cover
Lump-sum payout on diagnosis of 36+ critical conditions including cancer, heart attack, stroke, kidney failure. No hospitalisation required.
Personal Accident
24/7 accidental death and disability cover. Covers temporary and permanent disability — essential for salaried and self-employed individuals.
Corporate & Employee Insurance Solutions
| Product | Coverage | Beneficiary | Key Feature |
|---|---|---|---|
| Group Mediclaim (GMC) | Hospitalisation & day-care | Employees + dependants | Cashless pan-India |
| Group Personal Accident (GPA) | Accident death & disability | Employees | 24x7 coverage, worldwide |
| Group Term Life (GTL) | Life cover on death | Employee's nominees | Low cost, easy administration |
| Workmen's Compensation | Statutory liability | Workmen & contract staff | WC Act compliant |
| Keyman Insurance | Business continuity | Employer (company) | Protects against key person loss |
| Directors & Officers (D&O) | Personal liability | Board members | Securities claims, regulatory |
| Professional Indemnity | Errors & omissions | Professionals / firms | IT, consulting, healthcare |
| Cyber Liability | Data breach, ransomware | Business | First & third-party coverage |
| Fire & Burglary (Asset) | Stock, plant & machinery | Business assets | Reinstatement value basis |
| Marine Cargo | Import/export goods | Business | Inland and ocean transit |
General (Non-Life) Insurance
Motor Insurance
Comprehensive & third-party for cars, two-wheelers, and commercial vehicles. Zero depreciation, engine protection, and roadside assistance riders.
Home Insurance
Structure and contents protection against fire, flood, theft, earthquake, and natural calamities. Building and portable possession cover.
Travel Insurance
Domestic and international — medical emergency, trip cancellation, missed connection, baggage loss and delay, passport loss.
Marine & Fire
Asset protection for businesses — stock, plant & machinery, import/export cargo. Agreed value and reinstatement value basis.
"At Wealthways, our relationship does not end at the policy document. When you face a claim, we become your advocate — guiding documentation, liaising with insurers and TPAs, and ensuring every legitimate claim reaches its rightful, timely resolution."
Our 5-Step Claim Assistance Process
Intimation
Immediate insurer notification & claim registration on your behalf
Documentation
Compile and verify all required supporting documents
Liaison
Direct communication with insurer's claims team & TPA
Follow-up
Status tracking and escalation when timelines are breached
Settlement
Ensure timely, complete, and fair claim payment to you
Need insurance advice that works for your life and business?
Reach out today to receive a personalised insurance review, policy optimisation, and specialist claim advocacy that keeps you protected.