Capital When Opportunity Calls
HDFC Bank & Bajaj Finance | Home Loans | Business Finance | Loans Against Investments
Through our dedicated partnerships with HDFC Bank and Bajaj Finance, we facilitate access to a comprehensive range of credit solutions — from home loans and business finance to loans against mutual funds and fixed deposits — with preferential processing through our institutional relationships, competitive rate negotiation, and complete documentation support.
| Loan Product | HDFC Bank | Bajaj Finance | Key Feature |
|---|---|---|---|
| Home Loan | From 8.70% p.a. | From 8.75% p.a. | Up to 30-year tenure, 80% LTV |
| Loan Against Property (LAP) | From 9.50% p.a. | From 9.75% p.a. | Unlock value without selling property |
| Personal Loan | From 10.50% p.a. | From 11.00% p.a. | No collateral, 5-year max tenure |
| Business Loan (SME) | From 10.00% p.a. | From 12.00% p.a. | Working capital & term loans |
| Car / Auto Loan | From 8.70% p.a. | — | New and pre-owned vehicles |
| Two-Wheeler Loan | — | From 11.00% p.a. | Up to 48-month tenure |
| Loan Against MF / Shares | From 9.00% p.a. | — | Stay invested, access liquidity |
| Loan Against FD | FD Rate + 1% | FD Rate + 2% | Lowest cost credit available |
| Education Loan | From 9.50% p.a. | — | India & overseas studies |
| Doctor / Professional Loan | — | From 10.50% p.a. | Equipment, clinic setup, expansion |
* Rates are indicative and subject to credit assessment, CIBIL score, product type, loan amount, and prevailing RBI/lender policy as of May 2026.
Home Loan Advisory
Complete assistance from eligibility assessment to disbursement. Rate comparison across lenders, optimal tenure structuring, and EMI scheduling around your monthly cash flows.
Loan Against Investments
Unlock portfolio liquidity without selling your mutual funds or shares. Pledge assets, draw an overdraft, continue compounding — the most efficient way to meet short-term capital needs.
Business & SME Finance
Working capital, term loans, and overdraft facilities for SMEs and professionals. We structure the right credit facility aligned with your business cash conversion cycle
Our Loan Facilitation Process
Eligibility Check
Income analysis, CIBIL review, existing obligations, property valuation
Lender Match
Compare HDFC Bank vs Bajaj Finance on rate, tenure, prepayment terms
Documentation
Compile & verify all required documents for fast sanction
Application
Priority processing through our institutional relationship
Disbursement
Coordinate legal, technical sanction for smooth disbursement
IMPORTANT DISCLOSURE
Wealthways facilitates loan introductions to HDFC Bank and Bajaj Finance as a referral partner. Wealthways earns referral compensation from lending partners. All loan applications are subject to the respective lender's independent credit assessment and policy. Wealthways does not guarantee loan approval or specific interest rates. Rates are indicative only.
Need a credit solution structured for your requirements?
Connect with our lending desk today to evaluate loan options, structure your borrowing, and access priority processing.